The decision of whether to rent a home or buy one is influenced by lifestyle as well as finances. Do you want the flexibility of renting or the stability of buying a home?

There are two main ways to reach a financial goal - saving or investing. It's that simple. Both present much better prospects than pinning hopes on hitting the lottery jackpot.

Buying a home is likely to be the biggest purchase many people ever make, so working out the finances around owning property is key.

Watch tips on finding the best account for your needs.