Kay asks: “I see Wales in the United Kingdom now has a tax for plastic bags. Do you think it will actually encourage shoppers to use fewer plastic bags?”

Anne asks: "My car is well past its prime and the repair costs are starting to mount up. I'm seriously considering replacing it and getting a newer one. Should I take out…

Charles asks: "I have an observation that’s been puzzling me for a while, and I hope you can shed some light on this issue. I notice that in my city most hairdressers are…

Appointing advisers - even family members - may not solve the problem.

Are you an "ambler", a "hoarder", an "evader" - or something entirely different?

You'll see it in the price for many products, cheap and expensive. Detergent sells a 2.99 a bottle. Soap at 49 cents and cars at 5,999.