I’m in a café and decide to take a look at how I am managing money.
It’s a common scene now that many of us bank anywhere, anytime with a mobile phone or computer.
Popular wisdom suggests pausing for a moment before buying an item and asking yourself: “Do I really need this?"
Asking the right questions may also help when faced with bigger financial decisions. After all, human emotions, biases, and plain old mistakes can mean making the smartest decisions is difficult.
Are you typically up with the larks in the morning, or wide awake with the full moon?
Early risers are often assumed to be hard working, responsible types – while late-night lovers were once thought simply to be moonstruck, or perhaps even mad.
It is yet to be seen exactly how the refinancing deal of Greek debt struck in July 2015 will play out.
But valuable lessons were learned, as ING global chief economist Mark Cliffe details below. The importance of a “Plan B” is one. As is the danger of making important financial decisions at night.