Ian's list

Top picks from the web on money and your life, from ING economist Ian Bright – March 15, 2017

Cash ain’t enough

Cash ain’t enough

Few would work if they didn’t get paid says this Fast Company article. But if psychological needs are not met, no matter how fat your pay cheque, you won’t be satisfied. Some are motivated to help others, some are happiest when they have security, others have a strong need for recognition: these are the things that make up the whole story.

Well-being indicator

Well-being indicator

Do you feel financially secure? This paper says perceptions of financial well-being control purchasing decisions, whether planned or unplanned. And it’s not income or debt levels that determine this but your wealth. Those who feel in good financial shape make more planned purchases too, so it can pay to reassess your beliefs about yourself.

In debt and in denial

In debt and in denial

How many months will it take to pay off a credit card if you only make minimum monthly payments? That’s what researchers asked customers of a Mexican bank. Comparing common misconceptions about repayment ability to the actual reality – as in this chart - suggests blind optimism and ignorance about debt levels are factors.

Ian Bright
Ian Bright

Senior economist at ING
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