Does attending university always pay off? The Intergenerational Foundation argues there is no guarantee. Many factors affect graduate earnings such as socio-economic background, gender, ethnicity, subject choice, degree result, work experience undertaken, chosen career path and employment conditions.
Parting with your cash is painful but when made aware of this, we react by wanting to make the most of what we’ve purchased – even sometimes at the cost of our health or enjoyment. As this Digital Telepathy blog explains, the immediacy of a cash payment focuses our attention on the cost.
Research confirms people are becoming increasingly comfortable with using less and less cash. Instead, they are gravitating towards electronic payments options such as credit and debit cards. This Gallup survey found similar sentiment in the US, where 62% think their society will become cashless in their lifetime.