Ian's list

Top picks from the web on money and your life, from ING economist Ian Bright – July 20, 2016

Retirement shock

Retirement shock

You’d imagine participating in a household savings behaviour survey would spur the average family to save more but this paper suggests that it led Dutch households to save significantly less. The surveys may have acted as a salience shock to people who realised they have more money than they thought for their retirement needs.

Financial pain

Financial pain

Can feelings of financial insecurity really cause physical pain? This Scientific American article argues they can: many studies have shown that psychological and physical pain share similar brain pathways.Economic insecurity may cause people to feel less control over their lives – directly impacting their physical well-being and resulting in pain. 

Demand economy

Demand economy

As real wages have fallen for low-income workers, many have turned to the on-demand economy to make ends meet, writes Dan Ariely. But variable wages, difficult working hours and tax liability problems can make budgeting difficult . If this is true, contracting jobs may not be a panacea for the struggling middle class after all.

Ian Bright
Ian Bright

Senior economist at ING
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