Ian's list

Top picks from the web on money and your life, from ING economist Ian Bright – December 14, 2015

Turn loss to gain

Turn loss to gain

Can rewards built into an unemployment benefit boost job-hunting motivation? A Brookings blog post reports on a programme in Hungary that found people took less time to find a job if they receive a larger amount of money overall in the first 90 days of job search – harnessing the natural fear of loss.

Advice well earned

Advice well earned

Do you know all the fees and payments that your adviser receives? A New York Times piece explains that financial advisers have sometimes been paid to promote investments with lower returns – which can reduce investor income over time. In the US, the government wants to prevent the practice, it says.

Peru bank top-up

Peru bank top-up

A mobile e-wallet system called Bim is taking off in Peru, where fewer than a third of people have bank accounts. According to a Guardian article, Bim is helping people trade easily and conveniently in poor, remote rural areas – especially since most Peruvians have mobile phones. Previously, many people had to hoard cash at home, it says.

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Ian Bright
Ian Bright

Senior economist at ING
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